Listing provided courtesy of Coldwell Banker High Country- MLS# 98544493MLS Provider

121 White Oak DriveWarne, NC 28909

Single Family · 3 Beds · 2 Full Baths · 1 Half Bath · 3.50 Acres
$389,900 Active

121 White Oak Drive Overview

Time on Site:
29 days
Visits:
0

Welcome to this charming creekfront chalet featuring 3 bedrooms and 2.5 bathrooms. Relax on the front porch and take in the stunning mountain and pond views. The kitchen is updated with newer granite countertops, a stainless steel refrigerator, and a dishwasher, making it a delightful space for cooking and entertaining. The HVAC cooling system was replaced in 2022, ensuring comfort throughout the year. And, a new roof in 2025! The great room features low-maintenance LVP flooring and a large gas log fireplace, perfect for those cool evenings. The master bedroom is conveniently located on the main level with doors to porch, while a loft bedroom upstairs offers ample closet space. The basement provides a third bedroom with direct access to the bathroom, along with a large bonus room that offers plenty of extra living space. A laundry room is strategically situated between the bathroom and bonus room for ease of use. FIBER OPTIC INTERNET. Outside, the basement opens to a concrete patio, ideal for outdoor gatherings. The property sits on over 3.5 acres of beautiful, well-maintained grounds and includes an additional lot with a driveway already in place, offering even more potential for expansion or guest parking. Located near Lake Chatuge, and the GA Mountain Fairgrounds. Come home to this serene mountain retreat!

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121 White Oak Drive Facts & Features

  • Type Single Family
  • Lot 3.50 Acres

Details

General

Association/HOA

  • Association Amenities: Maintenance Roads,Water
  • Association Fee: 430.00
  • Association Fee Frequency: Annually
  • Association: true

Building Information

  • Year Built: 2000

Location/Region

  • County Or Parish: Clay
  • Subdivision Name: White Oak Subdivision

General Information

  • Furnished: Unfurnished
  • Listing Terms: Cash,Conventional,FHA,VA Loan
  • Parcel Number: 543800887858
  • Property Type: Residential
  • Zoning: None

Interior

Parking Information

  • Garage: false

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Half: 1
  • Bathrooms Total: 3
  • Bedrooms Total: 3

Building Interior

  • Building Area Total: 0

General Information

  • Appliances: Refrigerator,Range,Dishwasher
  • Basement: Finished,Full
  • Flooring: LVT/LVP,Carpet,Vinyl
  • Foundation Details: Permanent
  • Interior Features: Vaulted Ceiling(s),Ceiling Fan(s),Basement
  • Laundry Features: Dryer Hookup,Washer Hookup
  • Levels: One and One Half
  • Rooms Total: 5
  • Security Features: Smoke Detector(s)

Exterior

Parking Information

  • Parking Features: Gravel,No Garage

Lot Information

  • Frontage Type: Creek
  • Lot Size Acres: 3.5
  • Lot Size Area: 3.5
  • Lot Size Dimensions: 3.66 +/- Acres
  • Lot Size Square Feet: 152460.00
  • Lot Size Units: Acres
  • Road Surface Type: Paved
  • Water Source: Shared Well

Building Exterior/Construction

  • Attached Garage: false
  • Construction Materials: Vinyl Siding
  • Patio And Porch Features: Porch
  • Roof: Composition

General Information

  • Fencing: None
  • Other Structures: Outbuilding
  • Road Frontage Type: Paved
  • Utilities: Fiber Optic

Room Information

Room: Bedroom 2

  • Level: Basement
  • Description: Flooring: CPT

Room: Other

  • Level: Basement
  • Description: Flooring: CPT

Room: Kitchen

  • Level: Main
  • Description: Flooring: OTH

Room: Living Room

  • Level: Main
  • Description: Flooring: OTH

Room: Master Bedroom

  • Level: Main
  • Description: Flooring: CPT

Room: Bedroom 1

  • Level: Upper
  • Description: Flooring: CPT

121 White Oak Drive Neighborhood

Community

28909 (WARNE) Demographics

55
Median Age
85
Population Density (per sq. mile)
52%
College Educated
$38,535
Estimated Median Income
367
Estimated Total Home Owners
59
Estimated Total Renters
86% / 14%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

Understanding Mortgage Rates:
A Guide For Homebuyers

Learn More

* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

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121 White Oak Drive Market Data

Based on the last 30 days in this zip code

$1,281,662
Average List Price
$6,356
Average Price per Square Foot
2
Properties Sold
86
Average Days on Market
16
Properties for Sale
Calculations provided by Reliance Network

121 White Oak Drive History

Date Event Value Agent
6/1/2026Source: Hive MLS Added to Database
June 01, 2026

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